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Mortgage Overview

Any business involved in mortgage lending must be licensed by the N.C. Office of the Commissioner of Banks (NCCOB) as a mortgage lender, broker, servicer or exclusive mortgage broker. Any individual employed by one of these businesses who acts as a mortgage loan originator must also be licensed. Certain lenders, primarily banks and credit unions, that are already regulated under a different set of laws can file a claim of exemption from licensure requirements.

Mortgage Loan Originators

Mortgage Lenders and Brokers

Mortgage Servicers

Reverse Mortgages

Mortgage Originator Support Registration

NCCOB is a member of the Nationwide Mortgage Licensing System.

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