Any business involved in mortgage lending must be licensed by the N.C. Office of the
Commissioner of Banks (NCCOB) as a mortgage lender, broker, servicer or exclusive
mortgage broker. Any individual employed by one of these businesses who acts as a
mortgage loan originator must also be licensed. Certain lenders, primarily banks and
credit unions, that are already regulated under a different set of laws can file a
claim of exemption
from licensure requirements.
Mortgage Loan Originators
Mortgage Lenders and Brokers
NCCOB is a member of the Nationwide Mortgage Licensing System.