Any business involved in mortgage lending must be licensed by the N.C. Office of the
Commissioner of Banks (NCCOB) as a mortgage lender, broker, servicer or exclusive
mortgage broker. Any individual employed by one of these businesses who acts as a
mortgage loan originator must also be licensed. Certain lenders, primarily banks and
credit unions, that are already regulated under a different set of laws can file a
claim of exemption
from licensure requirements.
Mortgage Loan Originators
Mortgage Lenders and Brokers
Mortgage Originator Support Registration
NCCOB is a member of the Nationwide Mortgage Licensing System.
- Stephanie Ryals has been appointed Deputy Commissioner for Non-Depository Entities, effective July 1, 2017. See memo.
- Ocwen Loan Servicing customers may click here for more information.
- November 1-December 31 - Mortgage license renewal period. File via NMLS.
- Please see the latest reporting requirements and due dates. (Updated Feb. 2017)
- Print your Mortgage Loan Originator License or review the North Carolina Mortgage Loan Originator Licensing information.
- Please see correspondence regarding registered MLO's: Jan. 20, 2016 memo, Dec. 8, 2015 memo, Dec. 3, 2015 memo, Dec. 2, 2015 memo.
- Session Law 2015-293 makes certain changes to the NC SAFE Act, effective Nov. 1, 2015. Mortgage Origination Support Registration is now available on NMLS.