North Carolina Mortgage Originator Support Registration
The “North Carolina Secure and Fair Enforcement (S.A.F.E.) Mortgage Licensing Act” as codified in NCGS Chapter 53, Article 19B,
requires the NC Commissioner of Banks to register any person
engaged in the business of contract mortgage processing and
underwriting, unless an exemption applies, pursuant to
NCGS § 53-244.040(d) .
A mortgage origination support registrant (MOSR) is an individual or business engaged exclusively in the processing or underwriting of residential mortgage loans and not engaged in the mortgage business.
Approved licenses may be viewed by visiting
Overview, Forms, and Fees
MOSRs shall submit an application through the NMLS website.
Please see Forms and Fees for additional information.
All fees are posted on the Fee Schedule.
The qualifying individual must have at least three (3) years of
residential mortgage lending experience. The qualifying
individual is primarily responsible for the operations of the
The MOSR is also required to employ and sponsor at least one licensed
mortgage loan originator or transitional mortgage loan originator who
will control and supervise its loan processors and underwriters. The
mortgage loan originator will need to meet NC SAFE Act education and
testing requirements. See licensing overview for
mortgage loan originators.
See Instructions for Ceasing Business in North Carolina.
Who To Contact
Please see our Contact Us page for contact information.