If you have been financially impacted by the COVID-19 pandemic and are concerned with the ability to pay your mortgage,
please see the FAQS for Homeowners Impacted by COVID-19 Pandemic for further information.
The North Carolina Office of the Commissioner of Banks (NCCOB) regulates the following:
Mortgage Loan Originators
Mortgage Lenders and Brokers
Mortgage Originator Support Registration
Certain entities, primarily banks and credit unions, that are already regulated under a different set of laws can file a
claim of exemption from licensure.