Promoting strength and fairness in
the financial services marketplace


Welcome Message

Welcome to the official website of the N.C. Office of the Commissioner of Banks (NCCOB). NCCOB is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina.
Our mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers in that marketplace.

Schedule of Events

  • Dec. 31 - Due Date for Consumer Finance Assessment
  • Sep. 1-Dec. 1 - RALS registration renewal
  • Nov. 14 - Due Date for 3rd quarter NCCOB loan level data
  • Nov. 14 - Due Date for Consumer Finance 3rd quarter loan level data
  • Oct. 1-Jan. 31 - Trust license renewal
  • Nov. 3 - State Banking Commission Meeting

What's New?

  • Katherine M.R. Bosken was confirmed as Commissioner of Banks on Aug 31, 2021 by the NC General Assembly.
  • Our agency continues to operate on a normal schedule. However, because of and during the COVID-19 health emergency, access to our office building will be by appointment only.
  • Get the latest information on Coronavirus (COVID-19) in North Carolina.
  • If you are behind on your mortgage due to the COVID-19 pandemic, beware of mortgage relief scams. There are free relief options that can pause or reduce your monthly mortgage payments and stop a foreclosure. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate. More information is available here.
  • Notice to Customers of Alpha Finance Company.
  • Beware of common financial fraud schemes. Read the N.C. Attorney General's tips and the FBI's tips to learn how to protect yourself. Sign up for consumer alerts. Ensure that the company you are dealing with is licensed to do business in North Carolina. If you have questions, please contact our office or submit an online complaint.
  • Maximum Rate of Interest (Official Notice)